Saturday, April 30, 2011

Learning How to Find Financial Freedom- Stop Going Around the Mountain!

It has been a very busy time in my life.  I have been focusing on my new business and working hard to nurture its care.  If you have not had a chance check out Donna's Dollhouse

One of the biggest concerns people have in their lives is money!  Struggling from paycheck to paycheck and wondering how to breakthrough the confinement of financial oppression.  I have had a love hate relationship with money.  I have been extremely poor and extremely well off.  I have spent more time in the red, and I would personally like to turn this around.

At this time in my life, the finances are tight.  Many factors have played into this.  Unemployment, a lack of knowledge about how money should be used, being surrounded by people that bring me down and an overall ignorance of money in general. 

Empowerment means taking responsibility for all areas of my life.  It is easy to blame others, and I have had some really terrible things done to me.  These people should be held accountable, but it is up to me to make sure it does not happen again.  Life lessons can take time and I have gone around many mountains for years.  Stepping out in a new direction takes courage and an internal decision to not take it anymore!

Poverty is something I do not want to take anymore!  I believe dreams do come true and this is not any different.  I guess I equate poverty to being overweight.  People struggle for years trying to lose weight.  They go on diets and spend money, time and effort on plans that do not work.  When a person finally loses weight, they say it was a lifestyle change.  I have to make a lifestyle change concerning money! 

I have to admit, I do not know where to begin, but I know I have to have a plan!  Here is my plan:
  1. Read a financial website.  I am going to start reading "The Wallstreet Journal" or the best free, reputable online financial publication I can find.  This will be like reading a foreign language to me, but I will look up terms, be patient with myself and learn as I go.
  2. I am going to put $5 a month in a savings account.  This does not sound like a lot of money, but it is to me!  I am really feeling the tension in the Michigan economy.  The other reason for putting this money in the bank is forming a habit!  
  3. Find a financial Adviser.  I am going to set up some appointments and find an adviser.  They may laugh at me or think I am crazy when they see my finances, but I do not care.  The main thing is finding someone I can trust, someone that believes in me and someone that takes me seriously.  
  4. Pray!  I need the Lord to guide me in this and give me wisdom!  
If you are trying to turn your bank account into something that gives you resources instead of headaches, it only takes your decision.  You are not alone!

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